Licensed Financial Advisor · Meridian Financial · Makati
Hey
I’m Maria Santos.
Know exactly how much protection your family needs
A free 2-minute check that shows you the real numbers — no jargon, no pressure, and nothing to buy.
A 2-minute check that gives you clarity — free, and no obligations.
“I put off getting insured for six years because every agent I met started with…” — Jonah Villanueva
7
years in practice
300+
families served
Not sure where to start?
Take the free two-minute Protection Check, or pick a time for a Clarity Call. No products, no pressure — just your numbers and a plan.
Hey, I'm Maria Santos,Why I do this work
I started this work after my father's illness showed our family what a plan would have changed. Now I help young families protect what they've built — plainly, and without pressure.
Maria Santos
Meridian Financial
If you keep putting it off
- Everything lands on your family — the bills, the decisions, the timing, all at once.
- You are guessing at the number — and the guess costs more the longer it stands.
- Premiums rise every birthday — the same cover gets more expensive each year you wait.
- One bad year undoes ten good ones — savings meant for the future get spent surviving the present.
Once your plan is in place
- Your family knows exactly what happens — the amount, the timing, who to call.
- You know your number — and you can defend it, because you worked it out yourself.
- You locked in today’s rate — the cost stops climbing the day you start.
- Your savings stay savings — for the future you planned, not the emergency you did not.
How I can help,and where we'd start.
Life & income protection
If your income stopped tomorrow, your family’s plans should not stop with it.
Education funding
A funded plan for the year they turn eighteen, started in the year you can afford.
Retirement & savings
Turn what you already set aside into something that keeps paying you later.
What clients say,in their own words.
“I put off getting insured for six years because every agent I met started with a product. Maria started with my kids' school fees. The plan we ended up with was smaller than I feared and covers exactly the years they need me.”
“The Protection Check took me two minutes on my phone and the number it showed me was honestly a wake-up call. What I appreciated most: she told me what not to buy.”
“Everything was done online — the check, the call, the follow-ups. Her reminders were the reason my dad's policy anniversary didn't slip this year.”
Upcoming events,save your seat.
Coffee & Clarity
Saturday, September 12 at 10:00 AM
📍 Common Ground, BGC · 60 minutes
Career Orientation
Monday, September 14 at 7:00 PM
Online · 60 minutes
Financial Clarity Night
Monday, September 21 at 7:00 PM
Online · 90 minutes
I'm building a team
Looking for extra income, your own business, or work with purpose? Part-time or full-time — see if a financial-advisor career fits you.
Got questions.I've got answers.
How much does this usually cost?
It depends on your age, your health and how much cover you need — but the honest answer is that it is usually less than people expect. We start from what your family would actually need, then work backwards to a monthly figure you are comfortable with. If that number does not fit your budget, I will tell you, instead of selling you something you cannot sustain.
Do I have to buy anything?
No. The check is free and there is no obligation at any point. Plenty of the people I talk to leave with a clearer picture and nothing else, and that is a perfectly good outcome.
I already have coverage through work. Is that not enough?
It is a good start, and for some people it is enough. The catch is that it usually ends when the job does, and the amount was set by your employer rather than by your family’s actual needs. Worth ten minutes to check what yours covers.
How long does this take?
The online check takes about two minutes. If you want to go deeper after that, we talk for 30–45 minutes — over coffee or on a video call, whichever suits you.
What if I am not ready yet?
Then you are not ready, and that is fine. Knowing your numbers costs you nothing today, and it makes the decision easier whenever you do get there.
Free Clarity CallKnow exactly how much protection your family needs
A free 2-minute check that shows you the real numbers — no jargon, no pressure, and nothing to buy.
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